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Special Education, Public School Law & Educational Laws and ...

??

Special Education, Public School Law & Educational Laws and Policies, Dr. William Allan Kritsonis

?

William Alan Kritsonis, PhD

Professor

?

Public School Law & Educational Laws and Policies

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FAPE

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???????????????????????????????????????????????

?

?

INTRODUCTION

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The Individuals with Disabilities Education Act (IDEA) is the law that provides your child with the right to a free, appropriate public education (FAPE). The purpose of the IDEA is ?to ensure that all children with disabilities have available to them a free appropriate public education that emphasizes special education and related services designed to meet their unique needs and prepare them for further education, employment, and independent living?? 20 U.S.C. 1400(d) (Wrightslaw: Special Education Law, 2nd Edition, page 20). The Board of Education v. Rowley case is significant because it established the principle that school districts are not required to maximize the potential of a child but provide some educational benefit to the child and how courts would examine future disputes under IDEA (Walsh, Kemerer, and Maniotis, 2005).?

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Case One

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United States Supreme Court

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BOARD OF EDUCATION OF THE HENDRICK HUDSON CENTRAL SCHOOL DISTRICT, WESTCHESTER COUNTY,

v.

AMY ROWLEY, by her parents, ROWLEY et al.

No. 80 ? 1002

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LITIGANTS

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Plaintiffs ? Petitioners: Board of Education of the Hendrick Hudson Central School District, Westchester County, et al.

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Defendant ? Respondent: Amy Rowley, by her parents, Rowley, et., al.

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BACKGROUND

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The Education for All Handicapped Children Act of 1975 (IDEA), provides federal money to assist state and local agencies in educating handicapped children, and federally fund States in compliance with extensive goals and procedures. The Act represents an ambitious federal effort to promote the education of handicapped children, and was passed in response to Congress? perception that a majority of handicapped in the United States ?were either totally excluded from schools or [were] sitting idly in regular classrooms awaiting the time when they were old enough to ?drop out.?? The Acts evolution and major provisions shed light on the question of statutory interpretation which is at the heart of this case.

???????????????????????????????????????????????????????????????????????????????????????????????

Congress first addressed the problem of education the handicapped in 1966 when it amended the Elementary and Secondary Education Act of 1965 to establish a grant program ?for the purpose of assisting the States in the initiation, expansion, and improvement of programs and projects for the education of handicapped children. That program was repealed in 1970 by the Education for the Handicapped Act, Pub. L. No. 91-230, 84 Star, 175, Part B of which established a grant program similar in purpose to the repealed legislation. Neither the 1966 nor 1970 legislation contained specific guidelines for state use of the grant money; both were aimed primarily at stimulating the States to develop educational resources and to train personnel for educating the handicapped.

Dissatisfied with the progress being made under these earlier enactments, and spurred by two district court decisions holding that handicapped children should be given access to a public education, Congress in 1974 greatly increased federal funding for education of the handicapped and for the first time required recipient States to adopt ?a goal of providing full educational opportunities to all handicapped children.? Pub. L. 93-380, 88 Stat. 579, 583 (1974) (the 1974 statue). The 1974 statute was recognized as an interim measure only, adopted ?in order to give the Congress an additional year in which to study what if any additional Federal assistance [was] required to enable the States to meet the needs of handicapped children.? H.R. Rep. No. 94-332, supra, p.4. The ensuing year of study produced the Education for All Handicapped Children Act of 1975.

?

In order to qualify for federal financial assistance under the Act, a State must demonstrate that it ?has in effect a policy that assures all handicapped children the right to a free appropriate public education.? 20 U.S.C. 1412(1). The ?free appropriate public education? required by the Act is tailored to the unique needs of the handicapped child by means of an ?individualized educational program? (IEP). In addition to the state plan and the IEP already described, the Act imposes extensive procedural requirements upon State receiving federal funds under its provisions. Parents or guardians of handicapped children must be notified of any proposed change in ?the identification, evaluation, or educational placement of the child or the provision of a free appropriate public education to the child,? and must be permitted to being a complaint about ?any matter relating to? such evaluation and education. 1415(b)(1)(D) and (E).6 Complaints brought by parents or guardians must be resolved at ?an impartial due process hearing,? and appeal to the State educational agency must be provided if the initial hearing is held at the local or regional level. Thus, although the Act leaves to the States the primary responsibility for developing and executing educational programs for handicapped children, it imposes significant requirements to be followed in the discharge of that responsibility. Compliance is assured by provisions permitting the withholding of federal funds upon determination that a participating state or local agency has failed to satisfy the requirements of the Act, 1414(b)(A), 1416, and by the provision for judicial review. At present, all States except New Mexico receive federal funds under the portions of the Act at issue today.

FACTS

???????????????????????????????????????????????????????????????????????????????????

Amy Rowley is a deaf student in New York.? Amy has minimal residual hearing and is an excellent lipreader.? During the year before she started attending Furnace Woods School, Amy?s parents and school administrators met and decided to place her in a regular kindergarten classroom to determine what supplemental services would be necessary to her education.? Several members of the administration took a course in sign-language interpretation, and a teletype machine was installed in the principal?s office to facilitate communication with her parents who are also deaf.? After Amy was placed temporarily in the regular classroom, it was determined that she should stay in that class, but be provided with an FM hearing aid to amplify words.? Amy successfully finished her kindergarten year.

?

Before Amy entered first grade, an Individualized Education Plan (IEP) was prepared, which provided that Amy should continue to receive her education in the regular classroom and use the FM hearing aid, she should also receive instruction from a tutor for the deaf for one hour each day and from a speech therapist for three hours each week.? The Rowleys agreed with parts of this plan, but insisted that Amy also be provided a qualified sign-language interpreter in all of her academic classes instead of the assistance proposed in other parts of the IEP.

?

An interpreter had been placed in Amy?s kindergarten class for a 2-week experimental period, but the interpreter had reported that Amy did not need his services at that time.? The same conclusion was reached by the school for Amy?s first grade year.? An independent examiner also agreed with the administrators? determination that an interpreter was not necessary because Amy was achieving educationally, academically, and socially without such assistance.? Amy performs better than the average child in her class and is advancing easily from grade to grade.? However, she understands less of what goes on in the class than she could if she were not deaf and so she is not learning as much, or performing as well academically, as she would without her handicap.

?

DECISION

?

The Court stated that a ?free appropriate public education? is one which consists of educational instruction specially designed to meet the unique needs of the handicapped child, supported by such services as are necessary to permit the child ?to benefit? from the instruction.? If personalized instruction is being provided with sufficient supportive services to allow the child to benefit from the instruction, and the other items on the definitional checklist are satisfied, the child is receiving a ?free public education.?? Absent in the statute is any substantive standard prescribing the level of education to be accorded handicapped children.

?

?By passing the Act, Congress sought primarily to make public education available to handicapped children.? But in seeking to provide such access to public education, Congress did not impose upon the States any greater substantive educational standard than would be necessary to make such access meaningful.?? Board of Education v. Rowley, 458 U.S. 176 at 192.? The Court says the intent of the act was more to open the

??????????????????????????????????????????????????????????????????????????????????????????????? Higgins, Green, Reece

?

door of pubic education than to guarantee the level of education once inside.? The Court further states that whatever Congress meant by an ?appropriate? education, it did not mean a potential-maximizing education.? It did not mean the State had to provide specialized services to maximize each child?s potential ?commensurate with the opportunity provided other children.?? The basic floor of opportunity provided by the Act is access to specialized instruction and related services which are individually designed to provide educational benefit to the handicapped child.

?

DICTA

?

Implicit in the congressional purpose of providing access to a ?free appropriate public education? is the requirement that the education to which access is provided be sufficient to confer some educational benefit upon the handicapped child. It would do little good for Congress to spend millions of dollars in providing access to public education only to have the handicapped child receive no benefit from that education. The statutory definition of ?free appropriate public education,? in addition to requiring that States provide each child with ?specially designed instruction,? expressly requires the provision of ?such . . . supportive services . . . as may be required to assist a handicapped child to benefit from special education.? 1401(17) (emphasis added). We therefore conclude that the ?basic floor of opportunity? provided by the Act consists of access to specialized instruction and related services which are individually designed to provide educational benefit to the handicapped child.

?

IMPLICATIONS

?

The determination of when handicapped children are receiving sufficient educational benefits to satisfy the requirements of the Act presents a more difficult problem. The Act requires participating States to educate a wide spectrum of handicapped children, from the marginally hearing-impaired to the profoundly retarded palsied. It is clear that the benefits obtainable by children at one end of the spectrum will differ dramatically form those obtainable by children at the other end, with infinite variations in between. One child may have little difficulty competing successfully in an academic setting with nonhandicapped children while another child may encounter great difficulty in acquiring even the most basic of self-maintenance skills. We do not attempt today to establish any one test for determining the adequacy of educational benefits conferred upon all children covered by the Act. Because in this case we are presented with a handicapped child who is receiving substantial specialized instruction and related services, and who is performing above average in the regular classrooms of a public school system, we confine our analysis to the situation.

?

?

?

?

PUBLICE SCHOOL LAW

?

William Allan Kritsonis, PhD

?

???????????????????????????????????????????????

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LEAST RESTRICTIVE ENVIRONMENT

?

INTRODUCTION

?

An important provision of Public Law 94-142 (IDEA) is that all handicapped students be educated in the least restrictive environment (LRE) (Heron & Skinner, 1981).? Federal law expresses a strong preference for placing the child with disabilities in the setting in which that child would be served if there were no disability (Walsh, Kemerer, and Maniotis, 2005). However, these requirements continue to generate complex and interesting questions from the field. In particular, this report focuses on questions that have been raised about the relationship of IDEA?s LRE requirements to ?inclusion.?? If the goal of IDEA is to mainstream students with disabilities, despite efforts made from administrators, specialists, and staff, how can this be achievable if the child has not made academic progress in the regular classroom??

?

?

Case One

?

United States Court of Appeals,

Fourth Circuit.

950 F.2d. 156

18 IDELR 350

?

Shannon CARTER, a minor, by and through her father, and next friend, Emory D. Carter, et al., Plaintiffs-Appellee,

v.

FLORENCE COUNTY SCHOOL DISTRICT FOUR: Ernest K. NICHOLSON, Superintendent, in his official capacity; SCHOOL BOARD MEMBERS; Bennie ANDERSON, Chairman; Monroe FRIDAY, Jack ODOM; Elrita BACOTE; T.R. GREEN; James W. HICKS, in their official capacity

No. 91 ? 1047

?

LITIGANTS

?

Plaintiffs ? Appellees:??? Mark Hartmann, et al.

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Defendant ? Appellant: Florence County School District Four, et., al.

?

BACKGROUND

?

Mark Hartmann is an eleven year old child with autism.? Autism is a developmental disorder characterized by significant deficiencies in communication skills, social interaction, and motor control.? Mark is not able to speak and has severed problems with fine motor coordination.? Mark?s ability to write is limited.? He types on a keyboard but can only consistently type a few words such as ?is? and ?at?.? Mark has had episodes of

???????????????????????????????????????????????????????????????????????

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Loud screeching and other disruptive conduct; including, hitting, pinching, kicking, biting, and removing his clothing.? The school district proposed removing Mark from the regular classroom and place him in a class structured for children with autism.? However, he would be integrated for art, music, physical education, library, and recess.? Mark would be allowed to rejoin the regular education setting as he demonstrated an improved ability to handle it.? The Hartmanns refused to approve the IEP, claiming that it failed to comply with the mainstreaming provision of the IDEA, which states that ?to the maximum extent appropriate,? disabled children should be educated with children who are not handicapped. 20 U.S.C. ? 1412(5)(B). The county initiated due process proceedings, 20 U.S.C. ? 1415(b), and on December 14, 1994, the local hearing officer upheld the May 1994 IEP. She found that Mark?s behavior was disruptive and that despite the ?enthusiastic? efforts of the county, he had obtained no academic benefit from the regular education classroom. On May 3, 1995, the state review officer affirmed the decision, adopting both the hearing officer?s findings and her legal analysis. The Hartmanns then challenged the hearing officer?s decision in federal court.

While the administrative process continued, Mark entered third grade in the regular education classroom at Ashburn. In December of that year, the Hartmanns withdrew Mark from Ashburn. Mark and his mother moved to Montgomery County, Virginia, to permit the Hartmanns to enroll Mark in public school there. Mark was placed in the regular third-grade classroom for the remainder of that year as well as the next.

The district court reversed the hearing officer?s decision. The court rejected the administrative findings and concluded that Mark could receive significant educational benefit in a regular classroom and that ?the Board simply did not take enough appropriate steps to try to include Mark in a regular class.? The court made little of the testimony of Mark?s Loudoun County instructors, and instead relied heavily on its reading of Mark?s experience in Illinois and Montgomery County. While the hearing officer had addressed Mark?s conduct in detail, the court stated that ?given the strong presumption for inclusion under the IDEA, disruptive behavior should not be a significant factor in determining the appropriate educational placement for a disabled child.?

?

FACTS

?

Mark spent his pre-school years in various programs for disabled children. In kindergarten, he spent half his time in a self-contained program for autistic children and half in a regular education classroom at Butterfield Elementary in Lombard, Illinois. Upon entering first grade, Mark received speech and occupational therapy one-on-one, but was otherwise included in the regular classroom at Butterfield full-time with an aide to assist him.

After Mark?s first-grade year, the Hartmanns moved to Loudoun County, Virginia, where they enrolled Mark at Ashburn Elementary for the 1993-1994 school year. Based on Mark?s individualized education program (IEP) from Illinois, the school placed Mark in a regular education classroom. To facilitate Mark?s inclusion, Loudoun officials carefully selected his teacher, hired a full-time aide to assist him, and put him in a smaller class with more independent children. Mark?s teacher, Diane Johnson, read extensively about

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autism, and both Johnson and Mark?s aide, Suz Leitner, received training in facilitated communication, a special communication technique used with autistic children. Mark received five hours per week of speech and language therapy with a qualified specialist, ??Carolyn Clement. Halfway through the year, Virginia McCullough, a special education teacher, was assigned to provide Mark with three hours of instruction a week and to advise Mark?s teacher and aide.

Mary Kearney, the Loudoun County Director of Special Education, personally worked with Mark?s IEP team, which consisted of Johnson, Leitner, Clement, and Laurie McDonald, the principal of Ashburn. Kearney provided in-service training for the Ashburn staff on autism and inclusion of disabled children in the regular classroom. Johnson, Leitner, Clement, and McDonald also attended a seminar on inclusion held by the Virginia Council for Administrators of Special Education. Mark?s IEP team also received assistance from educational consultants Jamie Ruppmann and Gail Mayfield, and Johnson conferred with additional specialists whose names were provided to her by the Hartmanns and the school. Mark?s curriculum was continually modified to ensure that it was properly adapted to his needs and abilities.

Frank Johnson, supervisor of the county?s program for autistic children, formally joined the IEP team in January, but provided assistance throughout the year in managing Mark?s behavior. Mark engaged in daily episodes of loud screeching and other disruptive conduct such as hitting, pinching, kicking, biting, and removing his clothing. These outbursts not only required Diane Johnson and Leitner to calm Mark and redirect him, but also consumed the additional time necessary to get the rest of the children back on task after the distraction.

Despite these efforts, by the end of the year Mark?s IEP team concluded that he was making no academic progress in the regular classroom. In Mark?s May 1994 IEP, the team therefore proposed to place Mark in a class specifically structured for autistic children at Leesburg Elementary. Leesburg is a regular elementary school which houses the autism class in order to facilitate interaction between the autistic children and students who are not handicapped. The Leesburg class would have included five autistic students working with a special education teacher and at least one full-time aide. Under the May IEP, Mark would have received only academic instruction and speech in the self-contained classroom, while joining a regular class for art, music, physical education, library, and recess. The Leesburg program also would have permitted Mark to increase the portion of his instruction received in a regular education setting as he demonstrated an improved ability to handle it.

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DECISION

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To demand more than this from regular education personnel would essentially require them to become special education teachers trained in the full panoply of disabilities that their students might have. Virginia law does not require this, nor does the IDEA. First, such a requirement would fall afoul of Rowley?s admonition that the IDEA does not guarantee the ideal educational opportunity for every disabled child. Furthermore, when the IDEA was passed, Congress? intention was not that the Act displace the primacy of

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States in the field of education, but that States receive funds to assist them in extending their educational systems to the handicapped.? Rowley, 458 U.S. at 208. The IDEA ?expressly incorporates State educational standards.? Schimmel v. Spillane, 819 F.2d 477, 484 (4th Cir. 1987). We can think of few steps that would do more to usurp state educational standards and policy than to have federal courts re-write state teaching certification requirements in the guise of applying the IDEA.? In sum, we conclude that Loudoun County?s efforts on behalf of Mark were sufficient to satisfy the IDEA?s mainstreaming directive.

?

DICTA

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The IDEA embodies important principles governing the relationship between local school authorities and a reviewing district court. Although section 1415(e)(2) provides district courts with authority to grant ?appropriate? relief based on a preponderance of the evidence, 20 U.S.C. ? 1415(e)(2), that section ?is by no means an invitation to the courts to substitute their own notions of sound educational policy for those of the school authorities which they review.? Board of Education of Hendrick Hudson Central Sch. Dist. v. Rowley, 458 U.S. 176, 206 (1982).? These principles reflect the IDEA?s recognition that federal courts cannot run local schools. Local educators deserve latitude in determining the individualized education program most appropriate for a disabled child. The IDEA does not deprive these educators of the right to apply their professional judgment. Rather it establishes a ?basic floor of opportunity? for every handicapped child. Rowley, 458 U.S. at 201. States must provide specialized instruction and related services ?sufficient to confer some educational benefit upon the handicapped child,? id. at 200, but the Act does not require ?the furnishing of every special service necessary to maximize each handicapped child?s potential,? id. at 199.

?

IMPLICATIONS

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The IDEA encourages mainstreaming, but only to the extent that it does not prevent a child from receiving educational benefit. The evidence in this case demonstrates that Mark Hartmann was not making academic progress in a regular education classroom despite the provision of adequate supplementary aids and services. Loudoun County properly proposed to place Mark in a partially mainstreamed program which would have addressed the academic deficiencies of his full inclusion program while permitting him to interact with nonhandicapped students to the greatest extent possible. This professional judgment by local educators was deserving of respect. The approval of this educational approach by the local and state administrative officers likewise deserved a deference from the district court which it failed to receive. In rejecting reasonable pedagogical choices and disregarding well-supported administrative findings, the district court assumed an educational mantle which the IDEA did not confer. Accordingly, the judgment must be reversed, and the case remanded with directions to dismiss it.

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William Allan Kritsonis, PhD

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SPECIAL EDUCATION

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SPECIAL EDUCATION

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INTRODUCTION

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?Appropriate? education is one that goes beyond the normal school year. If a child will experience severe or substantial regression during the summer months in the absence of a summer program, the handicapped child may be entitled to year round services. The Education for All Handicapped Children Act (EAHCA) passed in 1975, this act provided support to state special education programs to provide free appropriate public education to disabled children. National precedent establishing the tests for determining the need for an extended school year for special needs children.

??????????? For the purpose of this case we will determine if there is sufficient enough evidence of regression to justify requiring the district to provide summer services to the student.

Case One

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United States Court of Appeals,

Fifth Circuit

?

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Alamo Heights Independent School District-Plaintiff-Appellants

v.

State Board Of Education, et al., Defendants-Apelles

790 F .d 1153

?

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LITIGANTS

Plaintiff ?Appellant: Alamo Heights Independent School District

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Defendants ? Apelles: State Board of Education

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Background

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In the summer? 1979, when Steven was seven, his mother moved into the Alamo Heights Independent School District. That school year Steven attended a special education program at Cambridge Elementary School. In the late spring of 1980, Mrs. G.

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requested that the Alamo Heights Independent School District provide summer services for Steven.

For seven years prior to 1980 the Alamo Heights School District had offered a summer program to all special education students who were moderately or severely handicapped. The decision to offer the program was made on the administrative level, as a matter of district policy, and any moderate to severely handicapped child was eligible to

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attend. In the summer of 1980, when Steven would have been eligible for this program, however, the School District changed its policy and offered only a half-day one-month program, without providing transportation. The decision to curtail the summer program was based on its cost and the apparent lack of interest on the part of teachers and eligible students in previous years.

No students from Steven?s multiply handicapped class took advantage of the 1980 summer program, nor did Steven. It is not clear, however, whether Mrs. G. was not told of the program or whether the lack of transportation and the hours made it impossible for Steven to attend. During that summer, Steven stayed with a baby-sitter who had no training in special education. There was testimony that Steven?s behavior deteriorated that summer and that he suffered regression in his ability to stand, point, and feed himself.

The next year Mrs. G.?s request for summer services and transportation was refused by school officials, without consultation with Steven?s Admission, Review and Dismissal (ARD) Committee or with his teacher. The only caretaker Mrs. G. could find for Steven lived a mile outside of the district boundary, and even during the school year, the School District would not provide out-of-district transportation.

Mrs. G. then employed legal counsel and appealed the denial of services to the Texas Education Agency. The administrative hearing officer issued an interim order requesting a meeting of Steven?s ARD Committee to consider the issue of summer services. The ARD Committee met and agreed only to provide some adaptive equipment for Steven and to request consultative services from the state during the summer of 1981. On August 21, 1981, the hearing officer issued a ?proposal for decision? in which he found that the School District was required to provide summer services and related

transportation services during 1981, and also required the School District to make a decision regarding summer services for 1982 by March of 1982.

Facts

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Without some kind of continuous, structured educational program during the evidence to conclude that Steven G. would definitely suffer severe regression after a summer without such a program, neither can it conclude that he would not and there is evidence that shows that Steven G. has suffered more than the loss of skills in isolated instances, and that he has required recoupment time of more than several weeks after summers without continuous, structured programming. A summer without continuous, structured programming would result in substantial regression of knowledge gained and skills learned, and, given the severity of Steven G.?s handicaps, this regression would be significant.

Decision

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Mrs. G.?s efforts to obtain the appropriate provision of free educational services for her son were pursued within the administrative framework set up by the State of Texas pursuant to EAHCA guidelines. The success she achieved in requiring the School District to provide Steven with an appropriate individualized educational placement, including summer services, was obtained through and within the ?elaborate, precisely

defined administrative and judicial enforcement system. Because we find that, whether or? denominated due process, the claims upon which Mrs. G. has prevailed are rights granted by the EAHCA, and because the EAHCA contains no provision for attorney?s fees, we agree with the district court that no attorney?s fees are to be awarded under Sec. 1988.

We also find that Mrs. G. is not entitled to attorney?s fees under the Rehabilitation Act. In Smith, the Court stated, ?Of course, if a State provided services beyond those required by the [EAHCA], but discriminatorily denied those services to a handicapped child, Section 504 [of the Rehabilitation Act] would remain available as an avenue of relief.?

Mrs. G. asserts that the fact that the School District provided a summer remedial reading program, free of charge, to nonhandicapped children without providing an

analogous free summer program to handicapped children is a clear instance of discrimination on the basis of handicap in violation of Sec. 504.

?We do not agree. Under the EAHCA, the School District is required to provide handicapped children with a free, appropriate education geared towards their individual needs. If a handicapped child?s IEP requires summer services under the EAHCA, he is entitled to summer services. The fact that the School District affords some nonhandicapped children remedial help during the summer does not mean that it is required to offer similar remedial summer guidance to handicapped children, irrespective of whether their individual IEP?s provide for structured summer services. The school district?s action in Steven?s case has not been shown to constitute discrimination on the basis of his handicap distinct from the protection afforded under the EAHCA. Hence, Mrs. G. is not entitled to attorney?s fees under 29 U.S.C. Sec. 794a(b), the attorney?s fees provision of the Rehabilitation Act.

Finally, the School District argues that it was denied due process by the procedures employed by the State Board of Education during the administrative stage of this action. It contends that under Helms v. McDaniel, the hearing officer?s initial proposed decision of August 24, 1981 should have been considered the final decision of the case and that the hearing officer?s later adoption of the Commissioner of Education?s decision was a direct violation of Helms. It contends that the failure of the hearing officer to adopt his initial proposed decision as the final decision of the case denied them due process. The School District does not favor us with any authority for the proposition that an adjudicative officer is prohibited by the due process clause from changing his opinion in the course of an orderly procedure. We find the district court did not err in dismissing the School District?s due process claims against the state defendants.

?

Dicta

?

The district court carefully phrased its conclusion and, while it did not explicitly state that the educational program offered by the School District did not meet the ?some

?

educational benefit? standard of Rowley, the district court showed that it was aware of that decision and its judgment is therefore tantamount to such a conclusion. Hence, we

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hold that the district court applied the appropriate standard to the factual determinations supported by the record. The general injunctive relief granted by the court was

appropriate to ensure that Steven receives the summer programming to which he is entitled under the Act.

With respect to out-of-district transportation for Steven G., the district court found that transportation is included in the definition of ?related service? under 20 U.S.C. Sec. 1401(a)(17) and that such transportation does not cease to be a related service simply because a parent requests transportation to a site a short distance beyond the district boundaries.

Implications

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The evidence indicates that Todd was receiving benefit from the TISD special education program, and hence, the TISD special education program was an appropriate placement under IDEA. Equally important, the TISD special education program provided Todd with an opportunity to interact with nondisabled peers, and was a less restrictive environment than The Oaks. Thus, regardless of whether Todd extracted any academic benefit from the educational program at The Oaks, Todd?s parents? unilateral decision to place him there remains their financial responsibility. For these reasons, the decision of the district court is AFFIRMED.

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SPECIAL EDUCATION

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Professor William Allan Kritsonis, PhD Program in Educational Leadership, PVAMU, The Texas A&M University System

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?

SPECIAL EDUCATION

?

INTRODUCTION

?

In order to assure that all children are given a meaningful opportunity to

benefit from public education, the education of children with disabilities is

required to be tailored to the unique needs of the handicapped child by means of an individualized education plan (IEP). As a condition of federal funding, IDEA requires states to provide all children with a ?free appropriate public education,? with the statutory term ?appropriate? designating education from which the schoolchild obtains some degree of benefit.

??????????? This report focuses on parents rights to place their son in a unilateral placement despite the public school program and IEP. The parents by law have the right to request reimbursement for private placement.

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Case One

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United States Courts of Appeals,

Fifth Circuit

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TODD L., Mr. and Mrs. L., Defendant-Appellants,

v.
TEAGUE INDEPENDENT SCHOOL DISTRICT, et al., Plaintiff-Appellee,

Docket No. No. 92-8427.

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LITIGANTS

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Plaintiffs-Appellant: Todd L., Mr. and Mrs. L., et.al

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Defendant-Appellee: TEAGUE INDEPENDENT SCHOOL DISTRICT

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BACKGROUND

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As a condition of federal funding, IDEA requires states to provide all children with a ?free appropriate public education,? with the statutory term ?appropriate? designating education from which the schoolchild obtains some degree of benefit. IDEA requires that children with disabilities be educated to the maximum extent possible with nondisabled children in the least restrictive environment consistent with their needs, a concept referred to as ?mainstreaming.? In order to assure that all children are given a meaningful opportunity to benefit from public education, the education of children with disabilities is required to be tailored to the unique needs of the handicapped child by means of an individualized education plan (IEP).

Complying with IDEA, Todd?s local public school district (the Teague Independent School District, ?TISD?), in collaboration with Todd and his parents, developed an IEP for Todd. Consistent with IDEA?s requirement that special education services be tailored to the unique needs of the child, the IEP emphasized one-on-one instruction in specially equipped classrooms, and reduced the length of Todd?s school day from seven hours to two hours. Todd?s school day was reduced not for the convenience of school staff, but in response to Todd?s inability to tolerate a longer school day without becoming unduly frustrated and discouraged, leading to regression rather than academic progress.

The school psychologist specifically found that a shortened school day would be necessary, at least temporarily, to assure that Todd?s inability to tolerate frustration did not lead to his giving up on academics altogether and dropping out of school. Though Todd was educated separately from his nondisabled peers for part of the school day, the school arranged for Todd to have contact with nondisabled peers. The goal of Todd?s four-year IEP was to provide him with a nonthreatening environment in which he could continue to make academic progress while gradually learning to tolerate a lengthened school day and increased stress. The record indicates that the authors of Todd?s IEP fully expected that ultimately Todd would be reintegrated into ?the mainstream? of regular classes at the TISD school, and would graduate.

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Facts

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???????????? When Todd?s parents sought reimbursement for the costs of Todd?s institutionalization, the TISD refused on the grounds that Todd had been able to benefit from the TISD program and that The Oaks placement was more restrictive than necessary to provide Todd with educational benefit. Todd?s parents appealed to a special education

hearing officer, who found that Todd?s parents should be reimbursed. The special education hearing officer found that Todd?s parents had established that Todd?s local

public school was an inappropriate placement while The Oaks was an appropriate placement. According to the hearing officer, there was no evidence that Todd had obtained any benefit from special education at the TISD School. Contending that this factual conclusion was clearly erroneous, and that the hearing officer did not take into account the relative restrictiveness of The Oaks and the TISD School?s special education program, the school district appealed the hearing officer?s decision to federal district court.

???? ???????Although the district court indicated that it gave ?due weight? to the decision of the hearing officer, the district court concluded, after reviewing all the evidence from the administrative proceeding and hearing additional evidence, that the TISD public school placement was appropriate, and that The Oaks placement was inappropriate. Therefore, the district court reversed the hearing officer?s decision to grant Todd?s parents reimbursement for the cost of Todd?s institutionalization at The Oaks. Todd?s parents appeal the district court?s decision. We affirm.

Decision

????????? Having decided that the district court did not err in subjecting the hearing officer?s decision to a searching review, it remains only to decide whether the conclusions drawn by the district court were proper. We review de novo, as a mixed question of law and fact, the district court?s decision that the local school?s IEP was appropriate and that the alternative placement was inappropriate under IDEA. Christopher M. v. Corpus Christi Independent Sch. Dist., 933 F.2d 1285, 1289 (5th Cir.1991). We review the district court?s findings of ?underlying fact? for clear error. Id. See also Sherri A.D., 975 F.2d at 207. Findings of ?underlying fact? include findings that the schoolchild obtained

any benefit from special education services or would be threatened by a longer school day. Christopher M., 933 F.2d at 1289.? If a parent or guardian unilaterally removes a child from the local public school system, the parent or guardian may obtain reimbursement for an alternative placement only if able to demonstrate that the regular school placement was inappropriate, and that the alternative placement was appropriate. School Comm. of Burlington v. Department of Educ., 471 U.S. 359, 373-74, 105 S.Ct. 1996, 2004, 85 L.Ed.2d 385 (1985). If Todd?s IEP in the local public school district was appropriate, then there is no need to inquire further as to the appropriateness of The Oaks? program.

?????? ???Under IDEA, an ?appropriate? placement is that which enables a child to obtain ?some benefit? from the public education he is receiving; not necessarily maximization of his potential. See Rowley, 458 U.S. at 198-200, 102 S.Ct. at 3047. In addition to requiring that the child?s placement be appropriate in the sense of providing some benefit, IDEA mandates that to the fullest extent possible, disabled children be educated with non-disabled children in the least restrictive environment. See 20 U.S.C. ? 1412(5); Rowley, 458 U.S. at 202, 102 S.Ct. at 3048; Sherri A.D., 975 F.2d at 206 (?Even in cases in which mainstreaming is not a feasible alternative, there is a statutory preference for serving disabled individuals in the setting which is least restrictive of their liberty and which is near the community in which their families live?). A presumption exists in favor of the local public school district?s plan for educating the child, provided it comports with IDEA. See Tatro v. State of Texas, 703 F.2d 823, 830 (5th Cir.1983). See generally Rowley, 458 U.S. at 207-08, 102 S.Ct. at 3051.

????????? There is ample evidence that Todd received significant benefit from his public school placement. Todd?s teacher and school psychologist both testified that Todd made significant progress academically and behaviorally while in the TISD special education program. Not only did Todd advance in terms of grade level, he also became steadily more able to focus on particular tasks for longer periods without experiencing debilitating frustration. At the same time, the TISD special education program provided Todd with

some opportunity to interact with nondisabled peers, and the opportunity to participate in the affairs of the community in which he lived.

????????? Todd?s one-on-one instruction at TISD was no more restrictive than necessary to assure that he would receive some academic benefit from special education at TISD. The school psychologist testified that while she would have recommended some sort of residential placement had the district not been able to provide Todd with one-on-one

instruction, she would never consider placing a child like Todd at a residential facility as restrictive as The Oaks without first exhausting the full range of less restrictive alternatives. She testified that even though Todd had serious behavior problems, she did not consider him so unruly as to require twenty-four hour supervision in a locked unit. In the school psychologist?s opinion, The Oaks was a placement of last resort.

????????? By contrast to the unambiguous evidence that Todd benefitted from special education at the TISD school, the evidence that Todd benefitted from educational services at The Oaks is equivocal. The evidence Todd?s parents produced to support their claim that Todd benefitted academically from educational programming at The Oaks compares Todd?s performance before he received special education services at the TISD school with Todd?s performance after he was institutionalized. Hence, it is difficult, if not impossible, to ascertain whether the source of the benefit Todd obtained was provided primarily by the TISD school, or by The Oaks. It is uncontroverted that The Oaks? focus was on behavior management, and that The Oaks devoted only the same or a little more time to Todd?s educational programming than did the TISD school.

??????? Finally, Todd?s placement at The Oaks involved more restrictions on Todd?s liberty than any other potential placement, removed Todd from his home community, and completely precluded him from having any contact with nondisabled peers. There is exceedingly little evidence, other than the hospital?s willingness to admit Todd, that he required such a restrictive environment. Although we can assume, based on Todd?s admission to The Oaks, that a physician

ratified Todd?s parents? decision to hospitalize their son, the great weight of the evidence indicated that he could not only cope, but thrive, in a less restrictive setting.

Dicta

? The evidence indicates that Todd was receiving benefit from the TISD special education program, and hence, the TISD special education program was an appropriate placement under IDEA. Equally important, the TISD special education program provided

Todd with an opportunity to interact with nondisabled peers, and was a less restrictive environment than The Oaks. Thus, regardless of whether Todd extracted any academic benefit from the educational program at The Oaks, Todd?s parents? unilateral decision to place him there remains their financial responsibility. For these reasons, the decision of the district court is AFFIRMED.

Implications

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The district court carefully phrased its conclusion and, while it did not explicitly state that the educational program offered by the School District did not meet the ?some educational benefit? standard of Rowley, the district court showed that it was aware of that decision and its judgment is therefore tantamount to such a conclusion. Hence, we hold that the district court applied the appropriate standard to the factual determinations supported by the record. The general injunctive relief granted by the court was appropriate to ensure that Steven receives the summer programming to which he is entitled under the Act.

Dr. William Allan Kritsonis Inducted into the William H. Parker Leadership Academy Hall of Honor (HBCU)

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Remarks by Angela Stevens McNeil

July 26th 2008

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Good Morning. My name is Angela Stevens McNeil and I have the privilege of introducing the next Hall of Honor Inductee, Dr. William Allan Kritsonis. Dr. Kritsonis was chosen because of his dedication to the educational advancement of Prairie View A&M University students. He earned a Bachelor?s degree in 1969 from Central Washington University in Ellensburg, Washington.? In 1971, he earned his Master?s in Education from Seattle Pacific University.? In 1976, he earned his PhD from the University of Iowa.?

Dr. Kritsonis has served and blessed the field of education as a teacher, principal, superintendent of schools, director of student teaching and field experiences, invited guest professor, author, consultant, editor-in-chief, and publisher.? He has also earned tenure as a professor at the highest academic rank at two major universities.

In 2005, Dr. Kritsonis was an Invited Visiting Lecturer at the Oxford Round Table at Oriel College in the University of Oxford, Oxford, England.? His lecture was entitled the Ways of Knowing through the Realms of Meaning.

In 2004, Dr. William Allan Kritsonis was recognized as the Central Washington University Alumni Association Distinguished Alumnus for the College of Education and Professional Studies.?

Dr. William Kritsonis is a well respected author of more than 500 articles in professional journals and several books.? In 1983, Dr. Kritsonis founded the NATIONAL FORUM JOURNALS. These publications represent a group of highly respected scholarly academic periodicals. In 2004, he established the DOCTORAL FORUM ? National Journal for Publishing and Mentoring Doctoral Student Research. The DOCTORAL FORUM is the only refereed journal in America committed to publishing doctoral students while they are enrolled in course work in their doctoral programs. Over 300 articles have been published by doctorate and master?s degree students and most are indexed in ERIC.

Currently, Dr. Kritsonis is a Professor in the PhD Program in Educational Leadership here at Prairie View A&M University.

??????????? Dr. William Kritsonis has dedicated himself to the advancement of educational leadership and to the education of students at all levels.? It is my honor to bring him to the stage at this time as a William H. Parker Leadership Academy Hall of Honor Inductee.

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Source: http://www.wer8.net/special-education-public-school-law-educational-laws-and-policies-dr-william-allan-kritsonis

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Aquarius Virgo Compatibility Love Relationships And Astro Couple ...

These folks are both virgo aquarius compatibility rational and mental and tend to watch love in the abstract, but the similarity finishes there. Aquarius has venturesome strategies and considers Virgo unresponsive or cold. In fact, every has a remote top quality: Virgo is cautious regarding mental providing; Aquarius?s ideas are in the far-off clouds. Aquarius is engaged in various people, in causes, and in implementing the world right. Virgo seeks personal accomplishment and security. Aquarius is outgoing, ingenious, a visionary. Virgo is kept, prudent, and quite practical regarding its ambitions. Doing so bride and groom may not also generate it as friends.

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Wooing a Virgo may be a problem as they are really suspicious of anything new. Chances are that they are caught in a regimen in which they possess complete management and which may not be developed to accommodate a newcomer. This implies that you need to cleverly insinuate your self into the Virgo?s life without the Virgo noticing.

Each aquarius virgo compatibility are mental indicators instead of mental, but Virgo appears to be like as a less dark aspect of life while Aquarius is imaginative and optimistic. Aquarius must effects, social events, a large circle of acquaintances. Virgo loves a quiet existence with a few close up friends. Their purposes are really various: Aquarius needs to be as outstanding as achievable; Virgo wants to be as possible. They?re suitable intellectually but won?t rejoice many anniversaries.

Satisfy be aware which sun indicator compatibility is generalized. There are 11 various planets and 12 houses in the delivery graph that impact the total persona of an individual.

Don?t judge the partnership only from the sun sign. Other planets in your delivery chart possess a variety of results on different aspect of your partnership and compatibility. To understand the roots of any relationship problem, to forecast your partnership and to assist you comprehend your partner better, get the astrology compatibility inspection now!

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Monday, May 30, 2011

Real Estate Investment Success Story | Loan Modifications ...

?But God said to him, You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself? This is how it will be with anyone who stores up things for himself but is not rich toward God.? Luke 12:20,21

Source: http://loanmodificationsattorneys.mmfdreamworksllc.com/?p=1356

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Sunday, May 29, 2011

Business Banker ? TX ? Houston (South Post Oak) - Houston, Texas Jobs

Title: Business Banker - TX - Houston (South Post Oak)
Location: TX-Houston
Chase Business Banking operates in over 5,100 branches across the country, providing financial services to approximately 1 million business clients. We are the leading bank for small businesses in our key markets, providing deposit and cash management services, payment solutions, and a broad array of lending products to meet our clients access to capital needs. Chase Business Bankers are responsible for driving Business sales and revenue growth in an assigned branch or cluster of branches. The Business Banker is responsible for both individual sales production and for serving as a Business expert who coaches and mentors the branch team.

Specific Responsibilities include:

Acquire Business- Prospect in and out of the assigned branch/cluster to bring in new business customers, and develop and work Centers of Influence to expand the customer base.
Deepen and Retain Relationships- Completely profile new and existing customers to ensure cross-sell of deposits, credit, convenience and personal products. Follow up on all business accounts to ensure we have captured the full opportunity.
Be the Branch Specialist- Coach and mentor the entire branch team to uncover sales opportunities among both current and potential business customers. Work with Personal Bankers (PB's) to increase comfort and effectiveness with business customers and prospects. Handle or oversee all business credit applications.
Refer- Identify Consumer product opportunities among business owners and refer to Personal Bankers or other specialists to effectively capture. Identify larger business opportunities and refer more complex customers to the Relationship Manager Channel (primarily Credits 250m).
Drive Branch P&L Growth- Work with the branch's existing book of business customers to ensure business and personal cross-sell, capture of entire relationship, and improved customer retention, to increase branch balance and revenue growth.

In exchange for achieving goals, Business Bankers earn a competitive base salary plus the opportunity to participate in an uncapped incentive plan with both monthly and quarterly payouts. We also offer our Business Bankers Best in Class: Training, Products, Services and Distribution Channels, including State of the Art systems, accessible Product Partners, sophisticated and consistent underwriting capabilities, and dedicated marketing support. Business Bankers will complete New Hire Training, Credit Essentials Training and Credit Success through Sales Express Training.
Qualifications:

We require a minimum of three year's retail branch banking sales experience that includes Business Banking sales or outside consultative business to business sales experience (i.e., sales/service industry that requires both a strong ability to influence sales behaviors and strong customer service focus).

At least two years Financial Services experience with business banking sales is preferred (i.e., Personal Banker, Branch Manager)

Thorough knowledge of Business Banking products and services, policies and procedures is preferred.

Bachelors Degree or equivalent work experience
Additional required skills include:

Strong relationship management and sales prospecting skills (influencing, advisory and acquisition).

Strong organizational time management skills

Strong interpersonal communication skills

Strong problem solving skills

Customer focused with good interpersonal skills and communication skills

Ability to partner and influence

Strong ability to grasp concepts and processes

JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V Location: Houston, TX, 77219, USA


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Online Payday Loan Information | 4M BG

Posted by Julian Williards on May 28th, 2011

Assume your lease is due in one day and also you will not get your next salary until in a few days. You had an urgent situation finances a week ago which has remaining you lacking money and not able to spend your rent. Essentially, the center class resident is not as well off as they will be in the past. Nowadays, many people function only to survive. Once they tend to be paid there is literally no money remaining to save for any monetary crisis situation. Even if you could get financing in time your credit score may be bad. These are 2 reasons why a web-based pay day loan might help when you have an urgent situation finances. There are lots of benefits of a web-based pay day loan.

Inside a big city such as Chi town, it appears everybody has lots of cash. Chicago has numerous posh flats, hotels, and highrises. Regrettably, individuals are battling within Chicago the same as they?re almost everywhere otherwise. One cause would be that the living costs is really full of Chi town. Consequently, receiving an online payday loan is sometimes necessary for everyone. Due to the economic downturn in america, many people are living from one paycheck to the next.

An online pay day loan will probably be paid back in your next pay day. The benefits range from the proven fact that there is no credit check demands, absolutely no collateral required, exactly what little paperwork is required is done on the internet, the only real needs are that you have a valid license or even additional suitable form of identification, be a resident, end up being at least Eighteen years of age, and have the banking account. No one will even ask a person what the loan is for. The loan software will be examined as well as approved exactly the same day. Once your loan continues to be approved, the actual arises from the loan will be in electronic format deposited into your looking at or checking account, usually absolutely no later on than the following business day. The loan quantity and the curiosity costs will instantly be deducted from your bank account in your next pay day.

The payday loan is designed to be considered a short term loan, usually for somewhere between $100 as well as $1,Five hundred. If you can?t pay back the borrowed funds on time the majority of payday loan lenders offer extra time. However, these extensions tend to be for any much higher interest rate which can be rather expensive. Because of this, plug-ins aren?t recommended because they can result in financial problems later on. You should just borrow as much as you?re fairly sure that you are able to repay because of your following payday.

Short term online payday loans can be a large help to a person if you have an emergency finances. They are fast and simple and can supply unconditionally. These are just a few of the benefits of an online pay day loan.

You can leave a response, or trackback from your own site.

Source: http://4m-bg.com/online-payday-loan-information/

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Internet Marketing: Getting Acquainted With Internet ... - Buy E-Books

Hi, in this review I?d like to introduce some Internet marketing models to you. I know that you are going to earn your living on the web. I suppose that knowing a bit more about these models will give you an advantage over other newbies just like you. Don?t forget that these beginners are your potential rivals.

To start with I?d like to mention an affiliate model. This model is somewhat similar to an advertizing model. But the difference is that it mainly focuses on recruiting companies or individuals to do their advertising in a systematic way. Unlike in an advertising model where the advertiser is paid depending on the amount of advertising material distributed, an affiliate model pays rewards the affiliate marketer when a certain step in a sales process is fully completed. For example you can get credited for an online visit or for a request for some actual information. In some cases you?ll get paid only if the actual sale was made.

Then I should mention a brokerage model. I should stress that this model compensates the broker for bringing both buyer and seller. It?s usually done in the form of one-on-one introduction. An online auction is a typical representative of this model.

The third one is an information model. This Internet marketing model is that one in which a particular company provides information to a certain field or niche market. This information should instruct another company as well as individuals on a more efficient method of performing a task.

And what about a subscription model? You can?t ignore it too. It?s just an overlay model usually incorporated into other models. It provides a high level of service over a certain period of time. For example the service can be provided for several months. Monthly video rentals as well as various food services perfectly fit this subscription model. In general everything delivered to customers being ordered remotely fits this model.

An utility model is a worthy thing from my point of view. This model is somewhat equal to an offline utility. So it offers products that have already become a necessity. A telephone service provided online is a typical example of this model.

A community model is the next thing you should get acquainted with. It?s a business model focusing on bringing together companies or individuals of similar interest. It?s done for the purpose of establishing relationships and sharing information. Perhaps you?ve already heard about Myspace. So it?s a community model. I hope that everything mentioned above is clear to you. I?ve just tried to provide you with actual information in a simple form. I don?t advise you to work on all these models at the same time. You?d better choose one and stick to it.

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It is a lot cheaper to invest efforts and time into getting a higher position in search engines, as the traffic from search engines are very targeted. These visitors produce much better effect on your business and its sales. Time to get smart ? do what successful internet marketers are doing. Make search engine traffic part of the IM battle plan from the very beginning ? this http://amdb10k.co.cc/blog/topic/banners/internet_marketing site will help you to do that.

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Scandals Plague Controversial Arizona Sheriff

Maricopa  County Sheriff Joe Arpaio talks during a news  conference before a protest march against the sheriff and his policies on Jan. 16, 2010, in Phoenix.
Enlarge Ross D. Franklin/AP

Maricopa County Sheriff Joe Arpaio talks during a news conference before a protest march against the sheriff and his policies on Jan. 16, 2010, in Phoenix.

Ross D. Franklin/AP

Maricopa County Sheriff Joe Arpaio talks during a news conference before a protest march against the sheriff and his policies on Jan. 16, 2010, in Phoenix.

The self-professed "toughest sheriff in America" vows to remain in office despite facing a growing number of serious problems.

The one thing you need to know about Maricopa County Sheriff Joe Arpaio is that he craves publicity. He's regularly on local TV news, cable talk shows, even international programs. But the 78-year old lawman now finds himself dealing with the kind of publicity no elected official wants.

This week, Arpaio held a press conference to announce that two of his detention officers and a deputy were arrested for allegedly helping a Mexican drug cartel smuggle people and narcotics.

"That a deputy sheriff would provide information and associate with these drug and human traffickers is despicable," he said.

Arpaio said the deputy drove smuggled immigrants to California and even had two suspected illegal immigrants at his home. He said one of the two female detention officers was romantically involved with the leader of the smuggling ring and is eight months pregnant with his child.

Playing The Media

In light of the revelations, Arpaio vowed to clean up shop.

"So if there's any problems in this office, I'm going to take action, I don't care who they are ? top to bottom," he said.

But the list of problems is getting longer. A local police department claims sheriff's deputies failed to fully investigate 400 sex crimes. Arpaio's chief deputy quit last month rather than be fired after an investigation found abuses of power and inappropriate activities. A financial audit discovered that the sheriff misspent $100 million to fund immigration sweeps and investigations into people who questioned his policies.

Arpaio was elected sheriff of Maricopa County in 1992 after a 30-year career in the Drug Enforcement Administration. He runs Arizona's largest jail system, where he first gained attention for banning girlie magazines, serving inmates bologna sandwiches and forcing them to wear pink underwear.

"He knew how to play the media," says Paul Charlton, a former U.S. attorney for Arizona. "He knew what policies that he could implement would draw media attention ? not only in the state, I don't think in the country, but internationally. But he was at the same time, an individual ? when I was in the U.S. attorney's office ? who understood what it meant to be a good law enforcement officer."

Losing Focus

Charlton says that changed in late 2006 after a new conservative county prosecutor was elected and Arpaio's focus shifted to illegal immigration.

"I think Joe Arpaio lost his perspective. He lost his way and began to become more concerned with pursuing his political enemies than he did with doing what's right, than with doing justice," he says.

Even a member of Arpaio's administration concedes the sheriff may have lost his focus. At a press conference this week, Chief Deputy Jack MacIntyre told reporters the sheriff might have enjoyed spending too much time with the media and not enough overseeing his agency.

"There are a lot of human frailties and a lot of reasons for it. Certainly, I don't think Joe Arpaio has ever claimed to be perfect," he said.

Arpaio has admitted as much and says he'll bring in outside consultants to help. But it may be too late. The Department of Justice is investigating Arpaio's office for its treatment of inmates and for alleged racial profiling during immigration sweeps. And the FBI and local U.S. attorney's office is looking into whether Arpaio abused his power by targeting elected officials and judges who publicly disagreed with his policies.

Source: http://feedproxy.google.com/~r/NprProgramsATC/~3/vjWKBpHGw9M/scandals-plague-controversial-arizona-sheriff

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How do you finance buying one home before you sell your existing ...

An option to consider. Purchase the home you want on 100% financing. Sell your current home, pay off the piggyback loan. 100% financing typically works on an 80/20 split. 80% is some kind of conventional loan, the 20% piggyback is a Home Equity Line of Credit. Saves you the hassle of getting one later.

Source: http://bestfinancesolutions.com/credit/mortgage-credit/how-do-you-finance-buying-one-home-before-you-sell-your-existing-home/

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Saturday, May 28, 2011

Internet Business Advertising to Promote Online Business | START ...

Whether you are running a business online or offline, advertising is considered a must for all. The internet has become one of the top resources where companies like to advertise their brands and air force in order to attract potential clients and increase the revenue of their business. But sorry to say most of the companies see this as an added expense. Research reveals that less than 10% of websites use internet business advertising and marketing the right way. Only these 10% delight in advantages of online business advertising and get the level of traffic that they need to prosper. If you too want to advertise your online business the right way then it is vital to make use of some specific steps like free business listings and others to promote your business.

The most common misconception that stops people from advertising online is the belief that online advertising costs a chance. But the reality is far from this. Advertising business online is the simplest and least time consuming of all modes of advertising. Internet alone can help you find the right way of promoting your business. All you need to do is type free internet business advertising medium in one of the search engines and get desired results. If the methods are used the right way, you will find that the very soon you will be able to generate traffic to your site, lookers are converted into actual customers at a higher percentage, and soon, you have tons of online exposure. Article marketing, email or database marketing, autoresponder and free business listings are some of effectual Internet advertising methods. These methods will help you get in regular friend with your prospective clients and your contemporary client base thus giving you a huge advantage over your competitors. Most online companies these days are posting articles and blogs to advertise their air force online. This is a excellent way of attracting customers, but at the same time other options like free business listings, classifieds, press releases, are a excellent way of attracting customers to your company.

You can also outsource these air force from companies that exclusively offer these air force. Quick Deal is one such company that exclusively offer these air force. Quick Deal is a facilitator and source of all kind of online information, whose air force you can use to quickly attract clients online.

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Source: http://www.startyourownbusinesstoday.info/3679/internet-business-advertising-to-promote-online-business.html

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Serious Misconduct and Willful Misconduct

Serious and willful misconduct is sometimes relied upon by employers as a basis for terminating employees. What constitutes serious and willful misconduct in any number of enterprises will vary depending on the type of operation and the sensitivity of the information with which the relevant person is dealing.

Where you are dealing with private and confidential information at any time always ensure that it is dealt with appropriately.Unfortunately much sensitive information is dealt with by email including where a person is put under pressure by his/her employers over performance-related issues. It behoves everyone who is sending private and confidential information by email to ensure that it is properly sanitised so that it does not become the basis for termination. Some companies have very restrictive email policies and private email is considered sufficient reason for termination, particularly where it discloses matters about company operations and policies to others e.g. employment/disciplinary policies.

Serious misconduct is misconduct which is measured objectively. All one needs to do is to show that the conduct was intrinsically serious e.g. assault, fraud, theft, breaches of health and safety regulations, intoxication, any breach of confidentiality, disobedience of lawful and reasonable instruction, disrespect in the workplace, matters associated with the operational viability of the employer's enterprise, the use of indiscriminate email and conduct which by its very nature is pregnant with imminent and serious risk.

Many frauds stem from the fact that one person may be the only one dealing with payments and that person may have the opportunity to fake suppliers and accounts, as well as false invoices. It is therefore important to ensure that no single person has sole control over payment systems.

Some of the underlying causes of why employees commit theft from their employers may be to feed an addiction, such as gambling, drugs or alcohol. Fraud can also be triggered by a period of financial distress, such as a messy divorce. However not everyone fits this profile and there may be many other reasons or factors involved. It can actually be anyone who has the opportunity and desire. Companies need to watch for employees who are under financial stress or whose lifestyle is out of line with their salary.

Some of the things a company can do to identify and track employee theft is through specialized software, which is able to track and report anomalies. There are other red flags to look for such as employees who don't want to take leave, or seem to have a lifestyle out of line with their remuneration.

Source: http://ezinearticles.com/6295509

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History Of Domestic Pets | Extreme Sports Stuff

Posted on | May 27, 2011 | Comments Off

Pets have been around because the starting of time. Cats are among the first to be domesticated. They have been considered domesticated from the African wild cat. The cat is a predator and very intelligent. They supposedly hunt over 1,000 species. Cats have been home pets since Historical Egypt times. They have been around in circa 4000 b.c. and their job was conserving mice and rats away. Though this was what they have been initially stored for, cats are trainable and obey simple commands, so after some time they turned a companion.

The canine was domesticated from Wolves as latest as 15,000 years ago or possibly as early as 100,000 years ago. Domestication is the way we as humans biologically altered a mammal to reside in our company. The canine was thought to have been from East Asia. The early settlers introduced home canine over to North America with them. The primary have been the Chow, Shar Pei, Akita Inu, Shiba Inu and the Basenji. These breeds are associated with China, which seems to be behind the theory of home canine originating in East Asia. Canines are very social animals, which might be why we introduced them into our households. They?re trainable, playful and lovable. Most canine are "pack" oriented. They deal with the human proprietor as one of their pack or as their pack leader as they?d one other dog. Canines have been initially used for work and safety and then in time turned more like a part of the family.

There?s actually only a small number of animals we?d really think about pets. The primary have been canine, cats and birds. Pets have through the years been recognized for a number of things. Despite the fact that we do not know the precise original origin of domesticated animals, we do know the explanations for humans need for them. The explanations folks have these home animals are far and wide. Article Supply and related Hyperlinks: pets, plastic surgery and pregnancy week by week.

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Source: http://www.poquosonpack28.org/history-of-domestic-pets/

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Individual Bankruptcy | Articles Irresistible

The particular lawful provision regarding bankruptcy, although sometimes taken advantage of, can be a progressive and often merciful procedure. By it, the hopelessly with debt personal can make the state commitment of economic failure and stay without any duty. This can be on the short-term or even permanent foundation, depending on the level of insolvency.

Along with brand new changes in US laws, there is little change or even no social or perhaps corporate stigma attached with your bankruptcy filing. Declaring bankruptcy, although dependent on criminal record, no longer implies that it becomes dependent on public understanding. Effectively, this is an motivation for the insolvent get together to create one more attempt at financial solvency. An individual may seek bankruptcy relief below Chapter 7(regarding irreversible insolvency) or Phase Thirteen(with regard to temporary insolvency).

Some great benefits of filing for bankruptcy include restoration regarding financial institution credit rating by way of a guaranteed charge card. This requires a specific down-payment to become created, yet a fresh line of credit can be established inside 2 yrs of using this method. Meanwhile, the actual broke individual has assured independence coming from pestering simply by earlier collectors.

The US Congress reversed the united states personal bankruptcy code(ratified in The late seventies) within August 2005, and further changes had been produced on October 17, , to be able to dissuade the particular abuse from the large conditions obtainable.. Actually, the passing of these amendments had been preceded with a literal stampede upon bankruptcy courts through people hoping to defeat their own enactment.

Beneath the revised Bankruptcy Abuse Reduction and also Buyer Defense Behave regarding 2005, (BAPCPA), an individual your bankruptcy filing will be afflicted by exacting assessments to determine authentic insolvency as well as present earnings. One more provision is that people dwelling in any certain express, has to be inhabitants of this condition not less than 2 yrs being eligible. Personal bankruptcy laws and regulations do not supply a shelter in opposition to alimony and your kids commitments.

Jennifer Brown is an seasoned authorin topics concerning personal finance. You can find more of his articles located at lifethenfinance.com.

Source: http://articlesirresistible.com/finance/bankruptcy/individual-bankruptcy

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Alcohol Detox: What happens? ? SpinPad

Alcohol detox is a method by which the addictive substances in your body of an alcoholic are purged for a selected time frame. This period is incredibly difficult for some individuals because they are made to execute a ?cold turkey? and go with no alcoholic beverage that they have been accustomed to for an extended period of time. Because of this, alcoholic sufferers encounter withdrawal symptoms, which could result in problems and may even get deadly, which is why alcohol detox need to only be carried out under professional medical guidance. These signs add to the difficulty of alcohol detox since many of them may be debilitating. Interestingly, patients can expect to take medication and undergo certain medical procedures, by which they can overcome these signs.

Common withdrawal symptoms

The indicators and symptoms of drawback appear between 6 to two days following the patient ?stops? alcohol consumption. Probably the most general symptoms include tremors, mild headaches, cool sweat, nausea, loss of appetite, sleep problems, uneasyness, fast pulse, anxiety and auditory hallucinations. Alternatively, probably the most significant withdrawal symptoms include Delirium Tremors, grand mal seizures and autonomic hyperactivity. The severity of the physical and psychological withdrawal symptoms is determined by the patient?s past of abusive drinking.

Treatment of signs

To deal with these signs, patients receive medication including anti-convulsants and benzodiazepines, that can assist relive some physical signs. In some cases, certain medical procedures also are given to the patient to ease the signs.

Alcohol detox is often a painful procedure because patients who undergo detox show many withdrawal symptoms, resulted in more issues. What?s more, many of these symptoms could even be deadly. Given this, detox should only be done under medical guidance, which also ensures that the individual will be provided drugs. Appropriate medical assistance will help reduce the symptoms and make the complete detox procedure a bit more tolerable.

Looking to find the best information on detoxing, then visit www.homedetoxrememdies.co.uk to find the best advice on alcohol detox for you.

Source: http://spinpad.net/artdir/2011/05/27/alcohol-detox-what-happens/

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